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    Top Colleges that Meet Full Need

    Gabriel Jimenez-Ekman Written by Gabriel Jimenez-Ekman
    Gabriel Jimenez-Ekman

    Gabriel Jimenez-Ekman is the Director of Content at Scholarships360. He has written over 300 articles on college admissions, financial aid, and scholarships, in addition to spearheading research projects for Scholarships360's Top Colleges resource. Gabriel graduated from Kenyon College with a degree in sociology.

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    Updated: December 10th, 2024

    The college admissions process isn’t just about getting accepted; it’s also about making sure you can afford tuition. Some schools accept students without offering enough financial aid to make attendance an option. But the full need colleges on our list below have all pledged to meet 100% of accepted students’ need. That means the financial aid office will calculate each student’s need and offer them a financial aid package to ensure they can attend.

    If you have significant financial need, be sure to apply to several full need colleges, and be on the lookout for need-blind schools as well. If you do end up getting accepted by a school that doesn’t meet your financial need, consider writing a financial aid appeal letter. This could end up increasing your aid package.

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    49 colleges
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    M

    Massachusetts Institute of Technology

    Cambridge, MA • Private, Non-Profit, City, Need-Blind

    Top College Top College, Top Affordability
    Top College Top College
    Top College: Affordability Top College: Affordability

    MIT is a world leader in science, engineering, and technology education and research. The Institute is known for its rigorous academics and innovative culture, fostering technological breakthroughs and alumni such…Read More

    MIT is a world leader in science, engineering, and technology…Read More

    4% acceptance
    95% graduation rate
    4,638 undergrads
    $20,338 net price
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    Princeton University

    Princeton, NJ • Private, Non-Profit, City, Need-Blind

    Top College Top College, Top Affordability
    Top College Top College
    Top College: Affordability Top College: Affordability

    Princeton is renowned for having some of the best academics in the entire world. Famous for its Eating Clubs, Princeton has produced alumni such as Woodrow Wilson, Jeff Bezos, and…Read More

    Princeton is renowned for having some of the best academics…Read More

    6% acceptance
    97% graduation rate
    5,527 undergrads
    $8,143 net price

    Pomona College

    Claremont, CA • Private, Non-Profit, Suburb, Need-Blind

    Top College Top College, Top Affordability
    Top College Top College
    Top College: Affordability Top College: Affordability

    Pomona College, located in Claremont, California, is a premier liberal arts college known for its academic excellence and close-knit community. Founded in 1887, Pomona is one of the Claremont Colleges…Read More

    Pomona College, located in Claremont, California, is a premier liberal…Read More

    7% acceptance
    94% graduation rate
    1,699 undergrads
    $18,084 net price
    S

    Swarthmore College

    Swarthmore, PA • Private, Non-Profit, Suburb, Need-Blind

    Top College Top College, Top Affordability
    Top College Top College
    Top College: Affordability Top College: Affordability

    Swarthmore College, located in Swarthmore, Pennsylvania, is a private liberal arts college known for its academic rigor and small class sizes. The college's Scott Arboretum encompasses 425 acres of gardens…Read More

    Swarthmore College, located in Swarthmore, Pennsylvania, is a private liberal…Read More

    7% acceptance
    94% graduation rate
    1,619 undergrads
    $21,595 net price

    University of Virginia

    Charlottesville, VA • Public, Suburb

    Top College Top College, Top Affordability
    Top College Top College
    Top College: Affordability Top College: Affordability

    Founded by Thomas Jefferson, UVA is known for its historic campus and strong programs in law, business, and the humanities. The Rotunda, designed by Jefferson, is a UNESCO World Heritage…Read More

    Founded by Thomas Jefferson, UVA is known for its historic…Read More

    19% acceptance
    96% graduation rate
    17,103 undergrads
    $23,101 net price
    N

    Northwestern University

    Evanston, IL • Private, Non-Profit, City, Need-Blind

    Top College Top College, Top Affordability
    Top College Top College
    Top College: Affordability Top College: Affordability

    Northwestern University, located in Evanston, Illinois, is a private research university known for its strong programs in journalism, performing arts, and engineering. The university is also noted for its extensive…Read More

    Northwestern University, located in Evanston, Illinois, is a private research…Read More

    7% acceptance
    97% graduation rate
    8,837 undergrads
    $25,057 net price

    Wellesley College

    Wellesley, MA • Private, Non-Profit, Suburb, Need-Blind

    Top College Top College, Top Affordability
    Top College Top College
    Top College: Affordability Top College: Affordability

    Wellesley College, situated in Wellesley, Massachusetts, is a women's liberal arts college known for its strong focus on women's education and leadership. The campus includes the scenic Lake Waban, which…Read More

    Wellesley College, situated in Wellesley, Massachusetts, is a women's liberal…Read More

    14% acceptance
    90% graduation rate
    2,353 undergrads
    $23,052 net price

    Washington and Lee University

    Lexington, VA • Private, Non-Profit, Town, Need-Blind

    Top College Top College
    Top College Top College

    Washington and Lee University is a private, non-profit 4-year college located in Lexington, Virginia. There are currently 1,861 undergraduates at Washington and Lee and the school’s acceptance rate is 17%.…Read More

    Washington and Lee University is a private, non-profit 4-year college…Read More

    17% acceptance
    95% graduation rate
    1,861 undergrads
    $29,479 net price

    Lehigh University

    Bethlehem, PA • Private, Non-Profit, City

    Top College Top College
    Top College Top College

    Lehigh University, located in Bethlehem, Pennsylvania, is a private research university known for its strengths in engineering, business, and environmental studies. The university's Mountaintop Campus provides students with state-of-the-art research…Read More

    Lehigh University, located in Bethlehem, Pennsylvania, is a private research…Read More

    37% acceptance
    91% graduation rate
    5,612 undergrads
    $32,125 net price

    Wesleyan University

    Middletown, CT • Private, Non-Profit, City

    Top College Top College, Top Affordability
    Top College Top College
    Top College: Affordability Top College: Affordability

    Situated in Middletown, Connecticut, Wesleyan is known for its progressive liberal arts education and strong sense of community. Notable alumni include Lin-Manuel Miranda, creator of "Hamilton," and director Michael Bay.Read More

    Situated in Middletown, Connecticut, Wesleyan is known for its progressive…Read More

    16% acceptance
    86% graduation rate
    3,006 undergrads
    $28,340 net price

    Haverford College

    Haverford, PA • Private, Non-Profit, Suburb

    Top College Top College, Top Affordability
    Top College Top College
    Top College: Affordability Top College: Affordability

    Haverford College is a highly selective liberal arts school known for its Honor Code, which emphasizes student integrity and self-governance. The college has a close partnership with Bryn Mawr College,…Read More

    Haverford College is a highly selective liberal arts school known…Read More

    12% acceptance
    81% graduation rate
    1,417 undergrads
    $21,464 net price

    Tufts University

    Medford, MA • Private, Non-Profit, Suburb

    Top College Top College
    Top College Top College

    Situated just outside Boston, Tufts University is known for its strong emphasis on internationalism, active citizenship, and interdisciplinary research. The university comprises several schools, including the School of Arts and…Read More

    Situated just outside Boston, Tufts University is known for its…Read More

    11% acceptance
    93% graduation rate
    6,747 undergrads
    $35,123 net price

    Colorado College

    Colorado Springs, CO • Private, Non-Profit, City

    Top College Top College
    Top College Top College

    Located in Colorado Springs, Colorado, Colorado College follows the innovative Block Plan, where students take one intensive course at a time for three-and-a-half weeks. This schedule allows for deep engagement…Read More

    Located in Colorado Springs, Colorado, Colorado College follows the innovative…Read More

    19% acceptance
    84% graduation rate
    2,174 undergrads
    $28,892 net price

    Grinnell College

    Grinnell, IA • Private, Non-Profit, Town, Need-Blind

    Top College Top College, Top Affordability
    Top College Top College
    Top College: Affordability Top College: Affordability

    Grinnell College, located in Grinnell, Iowa, is known for its open curriculum, which allows students to design their own course of study with guidance from faculty advisors. Grinnell also offers…Read More

    Grinnell College, located in Grinnell, Iowa, is known for its…Read More

    11% acceptance
    88% graduation rate
    1,709 undergrads
    $17,772 net price

    Thomas Aquinas College

    Santa Paula, CA • Private, Non-Profit, Rural

    Thomas Aquinas College is a private, non-profit 4-year college located in Santa Paula, California. There are currently 516 undergraduates at Thomas Aquinas and the school’s acceptance rate is 85%. The…Read More

    Thomas Aquinas College is a private, non-profit 4-year college located…Read More

    85% acceptance
    85% graduation rate
    516 undergrads
    $27,202 net price
    P

    University of Pennsylvania

    Philadelphia, PA • Private, Non-Profit, City, Need-Blind

    Top College Top College
    Top College Top College

    Located in Philadelphia, Pennsylvania, the University of Pennsylvania, commonly known as Penn, is an Ivy League institution renowned for its blend of rigorous academics and vibrant campus life. Founded by…Read More

    Located in Philadelphia, Pennsylvania, the University of Pennsylvania, commonly known…Read More

    6% acceptance
    97% graduation rate
    10,768 undergrads
    $31,229 net price
    C

    Columbia University

    New York, NY • Private, Non-Profit, City, Need-Blind

    Top College Top College
    Top College Top College

    Located in the Morningside Heights neighborhood of Upper Manhattan, Columbia University is renowned for its prestigious Core Curriculum, which includes interdisciplinary courses in literature, philosophy, history, and more. Columbia also…Read More

    Located in the Morningside Heights neighborhood of Upper Manhattan, Columbia…Read More

    4% acceptance
    95% graduation rate
    8,899 undergrads
    $20,148 net price
    H

    Harvard University

    Cambridge, MA • Private, Non-Profit, City, Need-Blind

    Top College Top College, Top Affordability
    Top College Top College
    Top College: Affordability Top College: Affordability

    Located in Cambridge, Massachusetts, Harvard University is the oldest institution of higher education in the United States and a member of the Ivy League. Harvard is known for its prestigious…Read More

    Located in Cambridge, Massachusetts, Harvard University is the oldest institution…Read More

    3% acceptance
    97% graduation rate
    7,755 undergrads
    $16,816 net price
    Y

    Yale University

    New Haven, CT • Private, Non-Profit, City, Need-Blind

    Top College Top College, Top Affordability
    Top College Top College
    Top College: Affordability Top College: Affordability

    Yale University, located in New Haven, Connecticut, is known for its prestigious law school and its secret societies, including Skull and Bones. The Ivy League institution has produced many influential…Read More

    Yale University, located in New Haven, Connecticut, is known for…Read More

    5% acceptance
    96% graduation rate
    6,811 undergrads
    $27,818 net price
    H

    Harvey Mudd College

    Claremont, CA • Private, Non-Profit, Suburb

    Top College Top College
    Top College Top College

    Located in Claremont, California, Harvey Mudd College is known for its rigorous STEM programs and interdisciplinary approach to education. The college is part of the Claremont Colleges consortium and offers…Read More

    Located in Claremont, California, Harvey Mudd College is known for…Read More

    13% acceptance
    94% graduation rate
    915 undergrads
    $32,492 net price
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    About the Data

    We sort colleges on our lists according to their Scholarships360 Top Colleges Index Score. This score is calculated using up-to-date information taken directly from the College Scorecard. Additional information is sourced from the colleges themselves, as well as other publicly available information. If you see an error, feel free to contact us.

    Expert Perspective

    Expert Perspective

    If your financial need is high enough that your SAI is 0 (or negative) applying ED to schools with very strong need-based aid like Swarthmore, Penn, Dartmouth, Columbia, or other schools that meet 100% need can be wise. That’s because if your application is competitive and you can get into these schools, they will likely offer you strong enough financial aid to allow you to attend.
    Lynell Engelmyer

    Lynell Engelmyer | College admissions and financial aid advisor, Alexander Hamilton Scholars

    What does it mean to meet full need?

    If you are accepted to a college that meets full need, they will take a look at your financial information using the FAFSA and/or CSS Profile, and then they will offer you a financial package that fills the gap between the cost of attendance and your ability to pay. This package may include scholarships, grants, loans, work study, and more. This means that any student who is accepted should be able to afford the school without taking out private loans.

    Expert Perspective

    Expert Perspective

    The vast majority of 100% need-met institutions have acceptance rates below 30%. So, in order to take advantage of a full-need school, you’ll need a strong academic profile.
    Sara Petty

    Sara Petty | Director of Pre-College Success at TeenSHARP, Independent College Counselor

    Other college lists to explore

    Frequently asked questions

    What should I do if my financial aid award isn't enough at a 100% need school?

    If your financial aid award isn’t enough, it can never hurt to reach out to the school’s financial aid office. You can try writing a financial aid appeal letter, which should be especially effective at a 100% need school. Since they try to package every accepted student with a feasible financial aid package, it could be that they got your information wrong, or you have extenuating circumstances not captured by the CSS Profile or FAFSA.

    Is 100% need the same as need blind?

    Meeting 100% of demonstrated need is not the same as being need-blind. Schools that meet 100% of demonstrated need will offer every accepted student a financial aid package that bridges the gap between the student’s ability to pay and the cost of attendance at the school. This addresses the financial aid aspect of an application.

    On the other hand, being need-blind has an impact on who a college or university admits in the first place. Schools that are need-aware will prioritize applicants who are able to pay full tuition, or close to it. Need-blind schools, on the other hand, do not take financial need into account when they decide who to accept. So, rather than affecting how much they offer students, need-blind admissions affects who they let in in the first place.

    What's the most competitive school that meets 100% need?

    Most of the hardest schools to get into in the US are also schools who have committed to meeting 100% of need. So schools like Caltech, Stanford, and Princeton are the most competitive schools that meet 100% need. These are also some of the most competitive schools in the country in general.
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