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Top Colleges that Meet Full Need

Written by Gabriel Jimenez-Ekman

Gabriel Jimenez-Ekman is a content editor and writer at Scholarships360. He has managed communications and written content for a diverse array of organizations, including a farmer’s market, a concert venue, a student farm, an environmental NGO, and a PR agency. Gabriel graduated from Kenyon College with a degree in sociology.

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Updated: January 16th, 2024

The college admissions process isn’t just about getting accepted; it’s also about making sure you can afford tuition. Some schools accept students without offering enough financial aid to make attendance an option. But the full need colleges on our list below have all pledged to meet 100% of accepted students’ need. That means the financial aid office will calculate each student’s need and offer them a financial aid package to ensure they can attend.

If you have significant financial need, be sure to apply to several full need colleges, and be on the lookout for need-blind schools as well. If you do end up getting accepted by a school that doesn’t meet your financial need, consider writing a financial aid appeal letter. This could end up increasing your aid package.

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58 colleges
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Top College Top College
Top College Top College: Affordability

Massachusetts Institute of Technology

Cambridge, MA • Private, Non-Profit, City, Need-Blind

Cambridge, MA

Private, Non-Profit, City, Need-Blind

4% acceptance rate
4,629 undergraduate students
96% graduation rate
$5,084 average per year after aid
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Top College Top College
Top College Top College: Affordability

Stanford University

Stanford, CA • Private, Non-Profit, Suburb, Need-Blind

Stanford, CA

Private, Non-Profit, Suburb, Need-Blind

4% acceptance rate
7,645 undergraduate students
96% graduation rate
$7,200 average per year after aid
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Top College Top College
Top College Top College: Affordability

Princeton University

Princeton, NJ • Private, Non-Profit, City, Need-Blind

Princeton, NJ

Private, Non-Profit, City, Need-Blind

4% acceptance rate
5,236 undergraduate students
98% graduation rate
$11,080 average per year after aid
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Top College Top College
Top College Top College: Affordability

University of Pennsylvania

Philadelphia, PA • Private, Non-Profit, City, Need-Blind

Philadelphia, PA

Private, Non-Profit, City, Need-Blind

6% acceptance rate
10,644 undergraduate students
96% graduation rate
$14,851 average per year after aid
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Top College Top College
Top College Top College: Affordability

Columbia University in the City of New York

New York, NY • Private, Non-Profit, City, Need-Blind

New York, NY

Private, Non-Profit, City, Need-Blind

4% acceptance rate
8,832 undergraduate students
97% graduation rate
$12,836 average per year after aid
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Top College Top College
Top College Top College: Affordability

Harvard University

Cambridge, MA • Private, Non-Profit, City, Need-Blind

Cambridge, MA

Private, Non-Profit, City, Need-Blind

4% acceptance rate
7,938 undergraduate students
97% graduation rate
$13,259 average per year after aid
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Top College Top College
Top College Top College: Affordability

Yale University

New Haven, CT • Private, Non-Profit, City, Need-Blind

New Haven, CT

Private, Non-Profit, City, Need-Blind

5% acceptance rate
6,535 undergraduate students
97% graduation rate
$16,341 average per year after aid
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Harvey Mudd College

Claremont, CA • Private, Non-Profit, Suburb

Claremont, CA

Private, Non-Profit, Suburb

10% acceptance rate
905 undergraduate students
94% graduation rate
$30,026 average per year after aid
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Top College Top College
Top College Top College: Affordability

Johns Hopkins University

Baltimore, MD • Private, Non-Profit, City, Need-Blind

Baltimore, MD

Private, Non-Profit, City, Need-Blind

8% acceptance rate
5,727 undergraduate students
95% graduation rate
$14,254 average per year after aid
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Top College Top College
Top College Top College: Affordability

Pomona College

Claremont, CA • Private, Non-Profit, Suburb, Need-Blind

Claremont, CA

Private, Non-Profit, Suburb, Need-Blind

7% acceptance rate
1,747 undergraduate students
93% graduation rate
$9,170 average per year after aid
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Top College Top College
Top College Top College: Affordability

Georgetown University

Washington, DC • Private, Non-Profit, City, Need-Blind

Washington, DC

Private, Non-Profit, City, Need-Blind

12% acceptance rate
7,395 undergraduate students
95% graduation rate
$24,570 average per year after aid
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Top College Top College
Top College Top College: Affordability

Claremont McKenna College

Claremont, CA • Private, Non-Profit, Suburb

Claremont, CA

Private, Non-Profit, Suburb

11% acceptance rate
1,414 undergraduate students
93% graduation rate
$20,114 average per year after aid
Learn More
Top College Top College
Top College Top College: Affordability

University of California-Los Angeles

Los Angeles, CA • Public, City

Los Angeles, CA

Public, City

11% acceptance rate
32,122 undergraduate students
92% graduation rate
$11,627 average per year after aid
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Top College Top College

Babson College

Wellesley, MA • Private, Non-Profit, Suburb

Wellesley, MA

Private, Non-Profit, Suburb

25% acceptance rate
2,532 undergraduate students
94% graduation rate
$31,267 average per year after aid
Learn More
Top College Top College
Top College Top College: Affordability

Williams College

Williamstown, MA • Private, Non-Profit, Town, Need-Blind

Williamstown, MA

Private, Non-Profit, Town, Need-Blind

9% acceptance rate
2,129 undergraduate students
94% graduation rate
$14,739 average per year after aid
Learn More
Top College Top College
Top College Top College: Affordability

Amherst College

Amherst, MA • Private, Non-Profit, Suburb, Need-Blind

Amherst, MA

Private, Non-Profit, Suburb, Need-Blind

9% acceptance rate
1,971 undergraduate students
92% graduation rate
$17,304 average per year after aid
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California Institute of Technology

Pasadena, CA • Private, Non-Profit, City, Need-Blind

Pasadena, CA

Private, Non-Profit, City, Need-Blind

4% acceptance rate
987 undergraduate students
93% graduation rate
$29,279 average per year after aid
Learn More
Top College Top College

Cornell University

Ithaca, NY • Private, Non-Profit, City, Need-Blind

Ithaca, NY

Private, Non-Profit, City, Need-Blind

9% acceptance rate
15,451 undergraduate students
94% graduation rate
$29,011 average per year after aid
Learn More
Top College Top College
Top College Top College: Affordability

University of Virginia-Main Campus

Charlottesville, VA • Public, Suburb

Charlottesville, VA

Public, Suburb

21% acceptance rate
17,041 undergraduate students
94% graduation rate
$20,507 average per year after aid
Learn More
Top College Top College
Top College Top College: Affordability

Vanderbilt University

Nashville, TN • Private, Non-Profit, City, Need-Blind

Nashville, TN

Private, Non-Profit, City, Need-Blind

7% acceptance rate
7,104 undergraduate students
93% graduation rate
$22,204 average per year after aid
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About the Data

We sort colleges on our lists according to their Scholarships360 Top Colleges Index Score. This score is calculated using up-to-date information taken directly from the College Scorecard. Additional information is sourced from the colleges themselves, as well as other publicly available information. If you see an error, feel free to contact us.

What does it mean to meet full need?

If you are accepted to a college that meets full need, they will take a look at your financial information using the FAFSA and/or CSS Profile, and then they will offer you a financial package that fills the gap between the cost of attendance and your ability to pay. This package may include scholarships, grants, loans, work study, and more. This means that any student who is accepted should be able to afford the school without taking out private loans.

Other college lists to explore

Frequently asked questions

What should I do if my financial aid award isn't enough at a 100% need school?

If your financial aid award isn’t enough, it can never hurt to reach out to the school’s financial aid office. You can try writing a financial aid appeal letter, which should be especially effective at a 100% need school. Since they try to package every accepted student with a feasible financial aid package, it could be that they got your information wrong, or you have extenuating circumstances not captured by the CSS Profile or FAFSA.

Is 100% need the same as need blind?

Meeting 100% of demonstrated need is not the same as being need-blind. Schools that meet 100% of demonstrated need will offer every accepted student a financial aid package that bridges the gap between the student’s ability to pay and the cost of attendance at the school. This addresses the financial aid aspect of an application.

On the other hand, being need-blind has an impact on who a college or university admits in the first place. Schools that are need-aware will prioritize applicants who are able to pay full tuition, or close to it. Need-blind schools, on the other hand, do not take financial need into account when they decide who to accept. So, rather than affecting how much they offer students, need-blind admissions affects who they let in in the first place.

What's the most competitive school that meets 100% need?

Most of the hardest schools to get into in the US are also schools who have committed to meeting 100% of need. So schools like Caltech, Stanford, and Princeton are the most competitive schools that meet 100% need. These are also some of the most competitive schools in the country in general.
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