December 2, 2025

Finding Your Financial Fit with Rob Farrington

How can you make an informed college decision while considering ROI, affordability, and the state of the changing workforce? Rob delves into all these questions and more in this week's episode.

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About the Episode

In this episode, Rob Farrington of The College Investor offers a clear, candid look at what students and families often miss when planning how to pay for college. He unpacks why affordability conversations need to start earlier, and how tools like net price calculators and program-level earnings data can give families a real sense of what’s ahead. Rob shares how rising student loan debt, especially among parents, is reshaping the landscape and why understanding the true cost of borrowing has never been more important.

They also dive into the sweeping changes coming to federal loan programs, from new Parent PLUS caps to dramatic limits on graduate school borrowing, and what those shifts mean for future students. Rob offers some grounding advice on choosing affordable pathways, building experience before pursuing grad school, and thinking realistically about return on investment.

The conversation highlights practical strategies like dual enrollment, community college transfers, and employer-funded degrees. If you’re planning for college or guiding someone who is, this episode is for you.

Mentioned in this episode

Host

Will Geiger

Will Geiger is the co-founder of Scholarships360 and has a decade of experience in college admissions and financial aid. He is a former Senior Assistant Director of Admissions at Kenyon College where he personally reviewed 10,000 admissions applications and essays. Will also managed the Kenyon College merit scholarship program and served on the financial aid appeals committee. He has also worked as an Associate Director of College Counseling at a high school in New Haven, Connecticut.Will earned his master’s in education from the University of Pennsylvania and received his undergraduate degree in history from Wake Forest University.

Guest

Rob Farrington

Robert Farrington is the founder of The College Investor, which focuses on the intersection of higher education and personal finance. He is one of the most knowledgeable student loan experts, and regularly talks about both navigating paying for college and getting out of student loan debt later.